The Mortgage Group - Andy Vickers

Andy Vickers || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...

Andy Vickers || March 14, 2019

History of Mortgage Rule Changes in Canada

The most extraordinary thing about Canadian real estate is how it has shrugged off rule change after rule change in the mortgage market.We’ve seen governments impose over 60 housing finance...

Andy Vickers || March 05, 2019

Budgeting for Home Ownership

Budgeting for Home OwnershipSmart budgeting is required when buying your home. Saving the down payment and crunching numbers helps determine how much mortgage you can afford. But the costs don’t just...

Andy Vickers || December 06, 2018

The Upside of Alternative and/or Unregulated Lenders

A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...