The Mortgage Group - Andy Vickers

Andy Vickers || May 06, 2019

Buy a House Now or Wait?

There are a lot of questions surrounding affordability in the housing market. There is some uncertainly as to whether the housing market will continue to slow down, with prices starting to decline in...

Andy Vickers || April 15, 2019

Yes, you can be a homeowner

The news is full of negatives about housing market slowdowns, mortgage stress tests that shut millennials out of homeownership, low inventory, a slowing economy – it goes on. Although it may seem...

Andy Vickers || April 08, 2019

How to Recover from Bad Credit

If you are recovering from a bad credit event, such as a consumer proposal or personal bankruptcy, you should make every effort to restore some lustre to that damaged credit history.A good way to get...

Andy Vickers || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...