The Mortgage Group - Andy Vickers

Andy Vickers || April 08, 2019

How to Recover from Bad Credit

If you are recovering from a bad credit event, such as a consumer proposal or personal bankruptcy, you should make every effort to restore some lustre to that damaged credit history.A good way to get...

Andy Vickers || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Andy Vickers || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...

Andy Vickers || March 15, 2019

Shopping for the lowest mortgage rate online

The internet isn’t the friend it once was to people looking for the lowest mortgage rate.All the mortgage-rate comparisons you’ll ever want to see are available online, but there’s an increasingly...