The Mortgage Group - Andy Vickers

Andy Vickers || November 08, 2019

Buying a home doesn’t have to be stressful

Buying a house should be an exciting time but it can get pretty stressful, not only for first time home buyers, but for move-up buyers as well. The number one worry is finding problems after moving...

Andy Vickers || October 01, 2019

Debt Management and Consolidation

It seems as if the debt-to-income ratio is always in the headlines. Just recently it was reported that the ratio edged down to 177.1% in the second quarter of this year, from 177.5% between January...

Andy Vickers || September 24, 2019

Use the Smith Maneuver to Build Wealth

What’s the Smith Maneuver? It’s a wealth-building strategy to create a tax-deductible mortgage. You may have heard, and envied, that mortgage holders in the US can claim their mortgage interest as...

Andy Vickers || September 18, 2019

The First Time Home Buyer Incentive

The2019 federal budgetincluded an incentive for prospective first-time homebuyers that would see the government contribute up to 10% of the purchase price of a home.Under the new First-Time Home Buyer...